The City of Duluth Benefits Plan is a comprehensive fringe benefit package for all full-time employees. The package is designed by the benefits broker, executive staff, Human Resources, Employee Benefits & Audit Committee, and Mayor and City Council. 

To access our benefits information, please click the links below.

Benefits Booklet 6-1-23 to 5-31-24.pdf (revised 3-8-24) - covers the benefits offered through broker MSI Benefits Group

Insurance Incentive Opt-Out (updated 1-1-2023) - monthly payment to opt out of city's group medical plan

Wellness Program - this is the link to our wellness page

Retirement Benefits

One America Booklet - 457b/457Roth employee contributions, plus 401a city match up to 2%. The vesting on the 401a match is at 5 years of service.

GMEBS Retirement - The city funds this pension account, vesting is at 5 years of service.

POAB Retirement (Sworn Police & Dispatch Only) - The city pays membership fees.

Other Benefits

Aflac - voluntary benefit, employee pays for selected policies

Housing Stipend (Sworn Police Only)

Legal Shield - voluntary benefit, employee pays membership fees


United Healthcare Benefit Hub Discounts